About Sparrow Loans


Want to know more?

Sparrow delivers fast and flexible short-term loans to support your business during difficult times.

In a market where businesses are facing unique challenges, we are determined to support you by giving you options that put you in the driver’s seat.

Our aim is to meet the evolving needs of SMEs in the Australian marketplace with swift response times, responsible due diligence, fast turnaround of funds from approval and a relationship-focused approach that offers you options with your debt structure. No one offers the level of personalised customer service than the team at Sparrow Loans.

Meet Ulrika Lobo your lending specialist at Sparrow Loans. With over a decades experience in helping business with their leading requirements Ulrika can organise your business loan fast!

Our Values

These core values embody our commitment to our investors, partners and business borrowers.

Buisness loans by Sparrow Loans


We respect your business and understand that money can be tight; so we are here to help with a professional, caring and non-judgemental approach.


We are upfront, open and 100% transparent with all our fees. With Sparrow Loans, there are no hidden fees or surprises. We always clearly communicate the cost of our business finance products with you.
Buisness loans by Sparrow Loans


We consistently provide you with superior customer service, better ROI and quicker responses.
Buisness loans by Sparrow Loans


We come back to you the same day if not sooner. We are always available by phone, online chat, email or Zoom and never ever go missing in action.

We are a private business lender, not a broker

We have access to the funds which we draw from to support you. Whether you need finance to expand your existing business, help you out of a sticky spot or jump on board an opportunity – Sparrow Loans are here to fund your next business move within 2 days!

Sparrow Loans sole main goal is to match you with the right loan product for your unique commercial and business situation. As a private business lender, we offer a range of customised loan products designed to help you get back to doing what you do best…running your business. We take the stress out of worrying about all your financial commitments!

As a lean team with a diverse background across property development, commercial broking and construction management, we understand many types of property-based requirements when funding a commercial transaction.

Unlike a bank, we also can accommodate specific requirements unique to each borrower regarding their financial, tax and litigation history.

We look at the bigger picture.

This means that we look at the bigger picture and focus on the transaction’s critical aspects rather than sticky issues that bigger lenders cannot overcome. Larger lenders can slow the whole borrowing process down, which is not ideal for your business at this present time. You want flexibility, speed and access to business funds promptly. And, this is where Sparrow Loans can help.

Flexible funding solutions to suit your business goals.

We love it when you succeed. Our creed is to find financial solutions for all Australian businesses. Helping you with the right loan is what we are good at. We are here to help you get out of sticky situations so you can focus on becoming the business hero you’ve always wanted to be.

Zero commitment fees

With no commitment fees, we make sure that our lending approach is transparent, and this also means that we align our fees by delivering on our promises. We only get paid when you receive the funds – it’s a huge win-win.

Our lending terms are clear, concise and super-easy to use so that our brokers and borrowers understand our credit assessment process before committing to the facility.

Have questions? Our friendly team is available on 1800 258 374  weekdays 9 am – 7 pm AEST