About Sparrow Loans


Want to know more about Sparrow Loans?

Sparrow Loans is a private lender that delivers fast and flexible short-term loans to support your business strategy.

In a market where businesses are facing unique challenges, we are determined to support you by giving you options that put you in the driver’s seat.

Our aim is to meet the evolving needs of developers and property investors in the Australian marketplace with swift response times, responsible due diligence, fast turnaround of funds from approval and a relationship-focused approach that offers you options with your debt structure. No one offers the level of personalised service than the team at Sparrow Loans.

Meet Ulrika Lobo; your lending specialist at Sparrow Loans. With over a decade of experience in helping businesses grow, and over 8 years of experience in helping them with their lending requirements, Ulrika can organise your property or business loan fast!

Our Values

These core values embody our commitment to our investors, partners and business borrowers.

Buisness loans by Sparrow Loans


We respect your business and understand that money can be tight; so we are here to help with a professional and non-judgemental approach.


We are upfront, open and 100% transparent with all our fees. With Sparrow Loans, there are no hidden fees or surprises. We always clearly communicate the cost of our property and business loan products with you.
Buisness loans by Sparrow Loans


We consistently provide you with superior customer service. Our lending process is the same whether you’re working with us for the first time or ongoing.
Buisness loans by Sparrow Loans


We come back to you the same day if not sooner. We are always available by phone, email or video call and never ever go missing in action.

We are a private lender, not a broker

We have access to a pool of funds which we lend. Whether you need finance to expand your property portfolio, refinance your loan or grow your existing business, we help you jump on an opportunity – Sparrow Loans are here to fund your next move!

Sparrow Loans’ main goal is to match you with the right loan product for your unique investment, commercial or business situation. As a private property and business lender, we offer a range of customised loan products designed to help you get back to doing what you do best…running your business. We take the stress out of worrying about all your financial commitments!

As a lean team with a diverse background across property development, commercial broking and construction management, we understand many types of property-based requirements when funding a commercial transaction.

Unlike a bank, we also can accommodate specific requirements unique to each borrower regarding their financial, tax and litigation history.

We look at the bigger picture.

We focus on the transaction’s critical aspects rather than sticky issues that bigger lenders cannot overcome. Larger lenders can slow the whole borrowing process down, which is not ideal for your business, especially when you have an upcoming loan expiry or property settlement. You want flexibility, speed and access to funds promptly. And, this is where Sparrow Loans can help.

Flexible funding solutions to suit your business goals.

We love it when you succeed. Our creed is to find financial solutions for Australian developers and property investors. Helping you with the right loan is our raison d’être – this is our purpose. We are here to help you get out of sticky situations so you can focus on actualising your full potential.

Zero commitment fees

With no commitment fees, we make sure that our lending approach is transparent, and this also means that we align our fees by delivering on our promises. We only get paid when you receive the funds – it’s a huge win-win.

Our lending terms are clear, concise and super-easy to use so that our brokers and borrowers understand our credit assessment process before committing to the facility.


Have questions? Our friendly team is available on 1800 258 374  weekdays 9 am – 5 pm AEST